Keep You Credit And Debit Cards Safe From Fraudsters

As more and more business is being done online via E-commerce, Credit and debit cards have emerged as the most popular methods for making online payments. However, there have also been an increasing number of frauds related to Credit and Debit cards. Payment processor Payza fraud alert system reports according to one statistics at least 30% of online Credit and Debit card users have been victims of fraud.

Risks of Credit and Debit Cards
Many sites offer to save your credit and debit card information. It is very important that this information is saved in a secure way using encryption. If this data is compromised it can be easily used for malicious purposes. Cyber criminals use techniques such as Phishing to gain access to your sensitive information. They typically get in touch with unsuspecting users via email, phone or post. Stolen Credit card numbers usually end up in “Carding” shops which are a marketplace for stolen cards.

Cyber-Crime

 

As the use of contact-less credit card increases, radio frequency scanners are being used to steal credit card numbers. All that a thief needs to do is bring the scanning device within close range of your credit card and he can hijack the requisite information.

Another technique used by a fraudster is “skimming”. The thief uses a physical scanner to read the information on your credit card. Usually, skimming devices are attached to ATMs and other places where a card is swiped.

Securing Credit Card Information
As there are several methods a fraudster can use to obtain your credit card information, it is best to follow guidelines to avoid a fraud. Some guidelines posted by Payza support are listed here.

Never share your Credit or Debit card information on phone or email. Payza fraud alerts have reported this as the most common way used by fraudsters to gain access to your information. If your card is RFID-equipped then get an RFID-blocking wallet to keep your card details safe. Look out for card scanning devices at stores and ATMs, especially ATMs at public places. As far as possible avoid storing credit card information on websites. Make it a habit of monitoring your bank statements regularly so that in case there is any suspicious activity it can be caught early.

Cyber-Security

Payza has also come up with a Payza Prepaid card that is safer than a Credit or Debit card. Registered users can use their Prepaid cards at ATMs, in stores and online just like normal Credit cards but without the associated risks.

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Bollywood Biggies Clash Over The Independence Day Weekend

As always, this Independence day weekend was an exciting time for Bollywood fans. Every year some of the biggest makers in Bollywood time their movies to release on this day. This year too, two major Bollywood films – Rustom and Mohenjo Daro released on the same day making it tough for fans to choose which one to watch. As for me, it was easy – I just watched both of them back to back. Nothing like a Bollywood movie fiesta to make an Independence day weekend memorable!

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I have always been a big fan of both Hrithik Roshan and Akshay Kumar. Akshay Kumar more so after watching one of his best Bollywood films – Airlift, which is based on the true story of India’s largest evacuation exercise in history. His Rustom too is based on a real life incident and as always Akshay Kumar comes across as a very sincere actor breathing life into every role he takes up. Rustom is based on a murder case involving a Navy office. A low budget film, it wins you over with its storyline that always keeps you on the edge of your seats. It also has some patriotic flavors.

Hrithik’s Mohenjo Daro, on the other hand, is a period Bollywood film complete with sets and costumes that belong to another era. The film has lavish sets and most of them were decorated with ancient writings and motifs to create the Indus valley civilization look. The costumes also look good and the script is superb. Hrithik looks like amazing and apparently he underwent special training to build the perfect physique for the film.

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The first three days, Mohenjo Daro collected about 30 crores with 30 – 35% occupancy in most theaters while Rustom collected 14 crores and 50% occupancy. Rustom is listed among the top five openers of 2015, a big feat for a Bollywood film made on a small budget. So this time round it appears that Akshay Kumar’s magic has worked better than Hrithik Roshan’s good looks.

I enjoyed watching both movies. But if you must pick one, then go for Rustom. If you liked Akshay Kumar’s Airlift then you are sure to like Rustom too.